The Dark Side of PSD2



Europe is rolling out SCA enforcement at speed, and on the dark web, fraudsters are quick to react. This report explores how the new EU regulation impacts eCommerce fraud and shares insights from a deep dive into the dark web. Read to discover the key MOs fraudsters use to bypass 2FA and understand the risks of over-reliance on 3DS as a fraud prevention tool. Learn about the regulatory incentives for keeping your fraud rates low, and find our recommendations for revising the TRA thresholds to address the €12bn excessive friction paradox.

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