Debunking the Myths of PSD2 SCA

Paul Harrison -- CardinalCommerce; Caroline Birchinall, Caroline Drolet, and Triona Smith -- Visa Europe


The Strong Customer Authentication provision of the Payment Services Directive will introduce significant changes to how online transactions are authenticated within the European Economic Area, so it is important to separate fact from fiction and find out the true impact of this regulation. In this presentation, CardinalCommerce and Visa examine ten popular misconceptions regarding the SCA requirements of PD2 and look at what is actually needed under PSD2 SCA. Background on 3D Secure and EMV 3DS is included, as well as key details on exemptions, delegated authentication, and when issuers must support EMV 3DS in advance of SCA enforcement.

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Debunking the Myths of PSD2 SCA

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