MRC Blog

Refund Fraud: Why 2021 Is the Perfect Storm

February 19, 2021

If the 2008/2009 financial crisis brought our industry the term "friendly fraud" then 2021 will be bringing "refund fraud" into our fraud fighting vocabulary with a whole new potency.

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The International Nature of Identity-Data Abuse and the Importance of Cross-Border Data Coverage

February 12, 2021

From account takeovers to new account fraud to synthetic identities, the vectors of identity-data abuse are becoming all too familiar, yet the manner in which they operate is often misunderstood.

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Fingerprinting 101, Part 2

February 10, 2021

In the first part of "Fingerprinting 101" we answered a few common questions about this technique. In this post, we will dig in a little deeper into the details.

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Fingerprinting 101

February 02, 2021

A fingerprint is commonly used in anti-fraud payment systems of the card-not-present type. Have you ever wondered why the spinning circle appears when you attempt to pay by card online? User fingerprinting is one of the reasons for this popular feature.

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Issuer Decline Response Codes -- Preparing for Network Changes to Effectively Retry and Improve Authorization Processes

January 21, 2021

No one likes declined card transactions -- not online merchants, not consumers, and certainly not issuing banks. There are situations where a decline is a good thing: a compromised card or a customer without available funds, but otherwise declines do not need to happen.

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"Way Back Data" and Five Ways to Detect Synthetic Identities

January 04, 2021

Synthetic identity fraud is currently one of the fastest growing types of financial crime in the United States. Its victims are primarily children and the elderly, whose credit is damaged when their Social Security numbers are stolen to create synthetic identities.

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How to Elevate Your Chargeback Management and Deflect Disputes

December 02, 2020

In a year of firsts, eCommerce has also undergone rapid change. Consumers have flocked to existing digital channels and embraced new ones. But new digital channels bring fraud challenges, including friendly fraud.

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Mobile and Contactless Payments -- How COVID-19 is Changing Payments for Quick-Service Restaurants

November 05, 2020

The adoption of mobile and contactless payments in the food and drink industry has been growing for years now. In 2020, this option went from being a worthwhile investment to a near-necessity for many restaurants.

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COVID-19 Shoppers Seek Secure Experiences Now More Than Ever

September 23, 2020

It is no secret that retail is in the midst of a recalibration brought on by the COVID-19 pandemic, and the way it has changed consumers' habits and thinking.

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2020 Consumers are Driving Change

August 28, 2020

There is an ongoing shift in consumers' behavior and habits, and it is triggering a new commerce paradigm. In this post, BoaCompra by PagSeguro helps merchants understand the change that is taking place and the resulting impact on the market.

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