Your search for Decline reason codes returned 4 results

The challenges of MID warming: how merchants can switch acquirers while mitigating the risk of issuer declines

Sometimes merchants need to change their acquiring relationships. But this change doesn’t just entail switching the acquirer—it also means changing their merchant ID (MID) used for those transactions. What might seem like an innocuous move can lead to a dip in authorization rates, even if nothing else has changed from a merchant risk profile perspective.

Read more »

Issuer Decline Response Codes -- Preparing for Network Changes to Effectively Retry and Improve Authorization Processes

No one likes declined card transactions -- not online merchants, not consumers, and certainly not issuing banks. There are situations where a decline is a good thing: a compromised card or a customer without available funds, but otherwise declines do not need to happen.

Read more »

Changes for Visa Decline Reason Codes: Improvement and Best Practices

Visa sits down with the MRC to provide details on changes the company is making to its decline codes and the impact these revisions will have on merchants, issuers, and acquirers.

Read more »

Solving the CNP False Decline Puzzle: Collaboration is Key

Ethoca presents key findings from their research into false positives and how both issuers and merchants handle payment declines.

Read more »